XMR to USDC (ERC20) without KYC: compare rates
Monero (XMR) to USD Coin on Ethereum (USDC (ERC20)) through instant exchanges that need no account or ID for typical amounts. USDC on Ethereum pays Ethereum gas, so the network fee weighs more on small swaps. The table shows what each exchange quoted for two deposit sizes, net of its fees. These are floating rates: the exchange sets the final rate when your deposit arrives, and any exchange may still ask for verification in some cases.
Over the last 27.9 hours (56 snapshots at 1.5 XMR), Exolix quoted the most USDC (ERC20) in 98% of snapshots, ahead of ChangeNOW (2%). The median gap between the highest and lowest quote was 1.12%. The lowest current minimum deposit is 0.01193868 XMR at ChangeNOW. No live quote right now from SideShift.ai. Leaderboard across all pairs.
How to get Monero without KYC in 2026: routes, wallets and risks
| Exchange | Send 1.5 XMR | Send 15 XMR | Limits |
|---|---|---|---|
| SideShift.ai | unavailable (Deposit method is disabled) | ||
| ChangeNOW | 829.77731 USDC (ERC20) | 8,293.13 USDC (ERC20) | min 0.01193868 XMR |
| Exolix | 837.39465 USDC (ERC20) | 8,316.32 USDC (ERC20) | min 0.08740761 XMR, max 4,150.46 XMR |
| StealthEX | 827.67838 USDC (ERC20) | 8,280.26 USDC (ERC20) | min 0.02031671 XMR, max 89,210.00 XMR |
| Also check Trocador (aggregator of 20+ no-KYC exchanges) - no live quote here | |||
Quotes fetched 2026-10-06 14:00 UTC; this pair is refreshed every 30 minutes. Providers that did not return a live quote are shown as unavailable.
Rate history: who paid the most for XMR to USDC (ERC20)
Across 56 snapshots in the last 7 days in which at least two exchanges quoted 1.5 XMR, Exolix had the highest net payout in 98% of them. The gap between the highest and lowest quote averaged 1.12% (largest 1.52%).
| Exchange | Highest payout, 24h (n=47) | Highest payout, 7d (n=56) | Quote failures, 7d | Typical min deposit |
|---|---|---|---|---|
| ChangeNOW | 2% | 2% | 0% (0 of 56) | 0.01193938 XMR |
| Exolix | 98% | 98% | 2% (1 of 56) | 0.08778687 XMR |
| SideShift.ai | 0% | 0% | 100% (56 of 56) | - |
| StealthEX | 0% | 0% | 0% (0 of 56) | 0.020436215 XMR |
Spread between highest and lowest quote, last 24 hours: average 1.09%, max 1.42% (n=47 snapshots).
Spread between highest and lowest quote, last 7 days: average 1.12%, max 1.52% (n=56 snapshots).
Computed from our own quote snapshots at a deposit of 1.5 XMR, recorded since 2026-10-05 10:12 UTC. Ties count as a win for each tied exchange, so percentages can add up to more than 100%. A failure is any snapshot where the exchange returned no usable quote (pair disabled, amount out of range, timeout). Typical min deposit is the median minimum the exchange reported. All rates are indicative floating quotes, not executed trades; past spreads do not predict the next swap.
Compare for your own amount in the interactive comparator
Disclosure: exchange links carry our affiliate or referral codes; the exchange pays us a share of its fee, which is already included in the quotes shown.
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