USDC (ERC20) to XMR without KYC: compare rates
USD Coin on Ethereum (USDC (ERC20)) to Monero (XMR) through instant exchanges that need no account or ID for typical amounts. Monero is private by default, so many people buy it with Bitcoin or stablecoins through no-account exchanges. The table shows what each exchange quoted for two deposit sizes, net of its fees. These are floating rates: the exchange sets the final rate when your deposit arrives, and any exchange may still ask for verification in some cases.
Over the last 27.8 hours (56 snapshots at 400 USDC (ERC20)), Exolix quoted the most XMR in 96% of snapshots, ahead of StealthEX (4%). The median gap between the highest and lowest quote was 1.61%. The lowest current minimum deposit is 11.49551 USDC (ERC20) at StealthEX. No live quote right now from SideShift.ai. Leaderboard across all pairs.
How to get Monero without KYC in 2026: routes, wallets and risks
| Exchange | Send 400 USDC (ERC20) | Send 4,000.00 USDC (ERC20) | Limits |
|---|---|---|---|
| SideShift.ai | unavailable (Settle method is disabled) | ||
| ChangeNOW | 0.6986804 XMR | 7.0465463 XMR | min 12.337759 USDC (ERC20) |
| Exolix | 0.70893192 XMR | 7.0029592 XMR | min 48.999126 USDC (ERC20), max 2,323,687.45 USDC (ERC20) |
| StealthEX | 0.70182184 XMR | 7.0261722 XMR | min 11.49551 USDC (ERC20), max 50,000,000.00 USDC (ERC20) |
| Also check Trocador (aggregator of 20+ no-KYC exchanges) - no live quote here | |||
Quotes fetched 2026-10-06 14:05 UTC; this pair is refreshed every 30 minutes. Providers that did not return a live quote are shown as unavailable.
Rate history: who paid the most for USDC (ERC20) to XMR
Across 56 snapshots in the last 7 days in which at least two exchanges quoted 400 USDC (ERC20), Exolix had the highest net payout in 96% of them. The gap between the highest and lowest quote averaged 1.60% (largest 2.13%).
| Exchange | Highest payout, 24h (n=48) | Highest payout, 7d (n=56) | Quote failures, 7d | Typical min deposit |
|---|---|---|---|---|
| ChangeNOW | 0% | 0% | 0% (0 of 56) | 12.334693 USDC (ERC20) |
| Exolix | 96% | 96% | 4% (2 of 56) | 48.990202 USDC (ERC20) |
| SideShift.ai | 0% | 0% | 100% (56 of 56) | - |
| StealthEX | 4% | 4% | 0% (0 of 56) | 11.392069 USDC (ERC20) |
Spread between highest and lowest quote, last 24 hours: average 1.60%, max 2.13% (n=48 snapshots).
Spread between highest and lowest quote, last 7 days: average 1.60%, max 2.13% (n=56 snapshots).
Computed from our own quote snapshots at a deposit of 400 USDC (ERC20), recorded since 2026-10-05 10:14 UTC. Ties count as a win for each tied exchange, so percentages can add up to more than 100%. A failure is any snapshot where the exchange returned no usable quote (pair disabled, amount out of range, timeout). Typical min deposit is the median minimum the exchange reported. All rates are indicative floating quotes, not executed trades; past spreads do not predict the next swap.
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Disclosure: exchange links carry our affiliate or referral codes; the exchange pays us a share of its fee, which is already included in the quotes shown.
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