USDT (ERC20) to XMR without KYC: compare rates
Tether USDT on Ethereum (USDT (ERC20)) to Monero (XMR) through instant exchanges that need no account or ID for typical amounts. Monero is private by default, so many people buy it with Bitcoin or stablecoins through no-account exchanges. The table shows what each exchange quoted for two deposit sizes, net of its fees. These are floating rates: the exchange sets the final rate when your deposit arrives, and any exchange may still ask for verification in some cases.
Over the last 28.9 hours (58 snapshots at 400 USDT (ERC20)), Exolix quoted the most XMR in 98% of snapshots, ahead of StealthEX (2%). The median gap between the highest and lowest quote was 1.61%. The lowest current minimum deposit is 12.032603 USDT (ERC20) at StealthEX. No live quote right now from SideShift.ai. Leaderboard across all pairs.
How to get Monero without KYC in 2026: routes, wallets and risks
| Exchange | Send 400 USDT (ERC20) | Send 4,000.00 USDT (ERC20) | Limits |
|---|---|---|---|
| SideShift.ai | unavailable (Settle method is disabled) | ||
| ChangeNOW | 0.6940254 XMR | 7.0162372 XMR | min 14.383347 USDT (ERC20) |
| Exolix | 0.70697141 XMR | 6.9409404 XMR | min 48.990201 USDT (ERC20), max 2,255,597.87 USDT (ERC20) |
| StealthEX | 0.69863354 XMR | 7.0204811 XMR | min 12.032603 USDT (ERC20), max 50,000,000.00 USDT (ERC20) |
| Also check Trocador (aggregator of 20+ no-KYC exchanges) - no live quote here | |||
Quotes fetched 2026-10-06 14:45 UTC; this pair is refreshed every 30 minutes. Providers that did not return a live quote are shown as unavailable.
Rate history: who paid the most for USDT (ERC20) to XMR
Across 58 snapshots in the last 7 days in which at least two exchanges quoted 400 USDT (ERC20), Exolix had the highest net payout in 98% of them. The gap between the highest and lowest quote averaged 1.60% (largest 2.13%).
| Exchange | Highest payout, 24h (n=47) | Highest payout, 7d (n=58) | Quote failures, 7d | Typical min deposit |
|---|---|---|---|---|
| ChangeNOW | 0% | 0% | 2% (1 of 58) | 12.318838 USDT (ERC20) |
| Exolix | 98% | 98% | 2% (1 of 58) | 49 USDT (ERC20) |
| SideShift.ai | 0% | 0% | 100% (58 of 58) | - |
| StealthEX | 2% | 2% | 0% (0 of 58) | 11.398871 USDT (ERC20) |
Spread between highest and lowest quote, last 24 hours: average 1.59%, max 2.13% (n=47 snapshots).
Spread between highest and lowest quote, last 7 days: average 1.60%, max 2.13% (n=58 snapshots).
Computed from our own quote snapshots at a deposit of 400 USDT (ERC20), recorded since 2026-10-05 10:09 UTC. Ties count as a win for each tied exchange, so percentages can add up to more than 100%. A failure is any snapshot where the exchange returned no usable quote (pair disabled, amount out of range, timeout). Typical min deposit is the median minimum the exchange reported. All rates are indicative floating quotes, not executed trades; past spreads do not predict the next swap.
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Disclosure: exchange links carry our affiliate or referral codes; the exchange pays us a share of its fee, which is already included in the quotes shown.
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